In the dynamic world of commerce, risk is inherent, but recent economic shifts have amplified major threats, particularly bankruptcy and the declaration of concordat (similar to Chapter 11 proceedings or insolvency arrangements). For businesses, facing a partner that enters concordat means an immediate halt or severe disruption of cash flow, while bankruptcy often signifies a complete loss of receivables. The key question is: Can a business proactively safeguard itself against these two commercial nightmares? The answer lies in reliable information and robust, anticipatory risk management.
Proactive Defense: Knowledge is the First Line of Security
The root cause of exposure to a partner’s insolvency is often a lack of timely and accurate financial intelligence. Many firms still make large commercial decisions based on gut feelings, historical relationships, or insufficient due diligence. This reactive approach is inherently dangerous.
İnfobis steps in to fill this critical information gap with specialized services:
- Domestic/International Commercial Information Reports: We provide a deep dive into your potential and current partners, covering their credit score, payment history, legal standing, and any prior signs of distress (such as previous concordat or bankruptcy filings). These reports empower you to screen out high-risk transactions before they materialize.
- Dealership Information Reports: When expanding your brand through a dealership network, we assess the financial capacity and stability of potential dealers, mitigating systemic risk across your entire commercial chain.
The Power of Continuous Vigilance: Why Monitoring Matters
Risk management is not a one-time screening event; it’s an ongoing process. A financially stable company today can quickly deteriorate due to market changes or operational missteps tomorrow. Continuous surveillance of your commercial ecosystem is therefore vital.
Our Monitoring Services immediately alert you to any negative changes in your business partner’s legal or financial status. This real-time notification capability allows you to execute proactive measures—such as reducing credit limits, demanding collateral, or halting shipments—before the situation becomes irreversible. By catching the early signals of insolvency proceedings, you can significantly reduce potential losses.
Resolution Phase: Securing Receivables and Legal Compliance
If a commercial partner is already distressed or has filed for insolvency, swift and legally sound action is mandatory to maximize recovery.
- Debt Collection Services: Our experienced debt collection team manages the legal complexities and processes necessary to maximize the recovery rate of your outstanding receivables efficiently and ethically.
- Legal Consultancy: We provide expert support for critical legal procedures, including filing claims with the bankruptcy estate, contract analysis, and execution proceedings. Our Address Verification service further ensures that legal notices are correctly served to the right counterpart.
The only way to weather the storm of concordat and bankruptcy waves is by adopting a proactive, data-driven strategy. With the deep expertise İnfobis has cultivated since 1988, combined with technological solutions like API integration, we provide you with the intelligence needed to control commercial risk. Knowledge is power, and risk is under control.
Grow Your Business with Confidence! Minimize your commercial risks and secure your future with İnfobis solutions. Contact us today to map out your specific risk profile and discuss how our services can fortify your business.
infobis.net | info@infobis.net | +90 (212) 356 1220
