The goal of in-process control, which also includes in-process monitoring, is to make decisions that are supported by solid facts. Without a logical decision-making process and an adequate decision-making basis, many organizations frequently base their credit sales decisions on emotion or experience. Important business decisions are frequently approved by a senior decision maker. This decision-making and approval procedure makes it difficult and hazardous for managers and staff to make decisions, and it requires top executives to spend time on specific transaction decisions. Some businesses let operating staff take entire responsibility for transaction risk, which frequently leads to unmanageable receivables or leaves operating staff unable to assume the risk. The proper approach is for the customer to analyze the credit, draw conclusions, and present the credit sales decision-making opinions, and sales activities to be carried out after the approval of the authorized department or manager. This is based on the information and sales recommendations gathered by the operating personnel and the outcomes of the customer credit examinations made under the expertise of nfobis. As a result, the risks that may arise during the sales procedures will be reduced.